And we all have money problems, don't we?Butremember, full-time students can get a low-interestloin of up to six hundred dollars to buy hooks andfor similar study-related expenses.That's right, andyou can get double that amount if you can't affordan item of equipment you need for your course -- amusical instrument，for example.And it doesn'tstop there.When you move into a flat, starting-upexpenses including furniture for it, can be covered bya loan through the Welfare Service - see Jill Freemanfor details.Can we help you? Well, last academicyear, in spite of staff cuts, we counselled twohundred and forty international students for a total of twenty-six hundred hourscounselling,and finally we won all but just one of the twelve appeals that we launched on behalfof students.Not too bad for an understaffed service, don't you think?That's all from me. Thankyou.