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托福TPO 15 独立写作试题：
In order to become financially responsible adults, children should learn to manage their own money at young age.
托福满分作文-范文赏析：
In our society, people cannot live a normalized existence without money. In order to eat, live comfortably, attract a mate and support a family, one must use money. Arguably, a well-arranged finance leads to a higher quality of life, both financially and mentally. All parents must decide whether to teach their children to manage their own finances at a young age in order to make them learn about the harsh realities of personal economics or weather to shield this side of life from them until they are older.
It is probable that most children will waste their money instead of spending it on worthy items or saving it for later consumption, no matter what adults teach them. For children, money is something that can help them get sweets, toys or items that satisfy their immediate desires. Once they have got money of their own, they would rather spend the last penny to get a piece of chocolate immediately instead of saving it for more useful items in the future. Children are more likely to want to satisfy their immediate desires. If parents choose to let children manage their own finances, then the children would presumably learn over time to put off their immediate desires if it allows them to save up money for something significant. If parents do not give children their own money to manage, then the children will not spend money on unnecessary chocolate, but they will also not learn how to delay their desires for greater rewards.
It is also possible that having ones’ own money at a very young age may distort children's concept of money. If children are given money to manage by their parents without earning it through chores, then they will not understand the vital concept of earning the money they are given. Take my little sister as an example. She got 10-yuan for her 6th birthday and spent the money immediately on a toy bear. Just a few days later, she got tired of the toy and demanded that she be given money to buy a Hello Kitty figure instead. I told her that she should cherish the things. To my surprise, she said, "it doesn't matter, I can get as much money as I like, my parents will give me money." I cannot blame her, since how can a 6-year-old girl understand that money is earned through hard work. In children's eyes, money can be obtained easily. A distorted concept of money formed during childhood is potentially very dangerous if it is not changed before one reaches adulthood. This is why parents may want to deeply consider before giving children money without putting in place an “earning” system.
Parents have a difficult job in deciding whether to give children their own money to manage or to manage it for them. On the one hand, if they shelter their children from the realities of money, their children may fail to learn important life lessons such as how to postpone desire. On the other, if they simply give their children money then their children may not develop an understanding of how money must be earned, which in some way, could also lead to problems.
托福作文满分要素剖析:
一、 语言表达
本文多用长句和并列结构，力求在一句话当中说清楚更多的信息。但这也需要作者对句式和从句的用法有更好的掌握，体现了作者扎实的语言功底。在用词方面，作者多使用了正式的词语，而且加入了不少形容词和副词，因此整篇文章显得文采奕奕，生动流畅。
1. It is probable that most children will waste their money instead of spending it on worthy items or saving it for later consumption, no matter what adults teach them. it is probable that是表示可能性的常见用法，我们在写作时也应当积累一些类似的短语，避免重复。而且作者使用的worthy item有用的东西;later consumption以后的消费也是固定搭配，并且比较正式，值得我们学习借鉴。
2. A distorted concept of money formed during childhood is potentially very dangerous if it is not changed before one reaches adulthood. 本句的句式结构较为复杂。Is前面的部分都是句子的主语。其中的formed是过去分词，省略了从句中的主谓that/which is。后面的if表示条件状语，it表示前文的concept的替代，因此主句是A concept of money is dangerous.
3. On the one hand, if they shelter their children from the realities of money, their children may fail to learn important life lessons such as how to postpone desire. 本句的亮点在于用词。Shelter children from reality让孩子们远离现实;fail to learn important life lessons未能学习到重要的人生经验。动宾搭配合理。
二、 逻辑结构
本文不同于一般的考场作文，其观点是保留态度的。作者并没有明确指出自己支持还是反对让孩子自己管理钱财的做法，而是针对这个问题进行了双方的讨论。第二段写了不让孩子自己管理钱财可能让他们浪费钱财。第三段写了让他们自己管理钱财的可能性，也就是会扭曲钱的概念。最后一段进行总结，这种做法有利有弊，很难抉择。这样的文章指出了问题的复杂性，并没有一个正确的观点。体现出了作者对问题复杂性的认识。
网温馨提醒：考生们拿到托福作文试题，审题后，先决定总体思路，然后列出两三个具体的分论点，每个论点找出一些例子来说明。这里要注意例子的选择，尽可能生活化、生动化、形象化，不要太死板，
(编辑：Sally)